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    COMMENT: Your column from a couple of weeks ago was like the Marx Brothers’ bit from “A Day At The Races” when Groucho bought a racing form. He was informed that he also needed a breeder’s guide, a tip sheet, then a code book and a master code book to understand the Racing Form.

      Young buyers in any generation have a hard time buying homes because they tend to earn less, and have less in savings or existing equity than older buyers. But Gen Z—the population of Americans born between 1997 and 2012—faces even greater challenges: student debt, increasing rents, and unpr…

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